HOW TO GET SSDI PAYMENTS (Social Security Disability Benefits)
WHAT IS SSDI? SSDI stands for Social Security Disability Insurance. Since 1956, the US government has required most workers to contribute to a mandatory disability insurance plan administered by the Social Security Administration. Workers contribute approximately 7.5% of their income (listed as FICA tax on your pay stub) and employers match that amount. The money goes into a trust account under each worker's Social Security number. A worker must accumulate a certain number of "quarters of coverage" based on payroll deductions to be covered by Social Security (SSDI). Then, if a disability occurs, the worker can apply for disability benefits. If the worker can meet the medical definition of "disability," benefits will be paid. What Are Basic Medical Requirements for Disability? Assuming a person has worked long enough and recently enough to be covered, here are the basic rules for getting SSDI benefits: at least 1 severe impairment that is ...